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Council mortgages dry up 23.05.11

by Linda McGrory

INISHOWEN Council tenants on social welfare are finding it impossible to buy out their homes as local authority mortgages dry up.
Cllr John Ryan asked about the current situation regarding local authority housing loans at this week’s local area Council meeting.
Area manager for housing, Patsy Lafferty said that, in the current economic climate, the criteria for local authority loans had been “revised and tightened” compared to previous years.
He said an applicant now had to be in employment for two consecutive years before being eligible to apply for a loan whereas in the past, a long term Council tenant in receipt of social welfare, could apply to buy out their house. This was no longer the case, he said.
Separately, the meeting heard that the first Inishowen tenant had been housed under Donegal County Council’s new long term leasing scheme.
The local authority tenant is currently occupying a three-bedroom dwelling in Gleneely, the local area meeting in Carn was told.
Mr Lafferty said applications by Inishowen property owners under the leasing initiative were being assessed on an ongoing basis. He said a number of applications had been approved for single units in Buncrana, Carndonagh and Culdaff as well as six properties in Muff, “subject to the house owners meeting certain conditions”.
The long term leasing scheme allows Councils to take a long term lease - from 10 to 20 years - on a private property in order to house local authority tenants.
The meeting was also told that a scheme of 12 local authority units under construction in Newtowncunningham was “roughly 70% complete”. Mr Lafferty told councillors the building contract provided for a September 2011 completion date.
Councillors were told that there was one remaining dwelling to be sold under the Affordable Housing Scheme at Gort na mBó in Buncrana. Three affordable homes had so far been sold in Carndonagh with a further two still available in Carn. Affordable homes come with a price tag of around €130,000 for a three-bed home.
Cllr Bernard McGuinness asked about the current position regarding specific instance houses. Specific instance (SI) allows for a person to sign a plot of land over to the Council which would, in turn, build a house for the plot owner to rent.
Cllr McGuinness said a message appeared to be going out from the planning department that SI cases were no longer being approved. While two SI cases had recently been completed in the peninsula, the budget did not provide for further projects, the meeting heard. Cllr McGuinness accepted the Council did not have the money for SI projects, but he said it was important the public knew the local authority was actively seeking funding for the scheme.
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